70- Write out a budget and stick to it- DONE (09/22/13)
I made a budget!
The above is obviously not my real budget...$40.00 car payment...say what?!?! I wish!
Making a budget is much more difficult than I thought, but it was a much needed aspect of my life. When I was teaching and receiving one paycheck a month, I saw my money come in and go out in a period of about 4 days. It was easy to mentally track where my money went and I never spent anything extra! I lived in the boondocks...the closest Target and Starbucks was at least an hour away, so my money stayed right in my bank account. Now, I am receiving two paychecks a month and really struggle keeping track of where my money is going.
So, as part of my 101 in 1001 goals, I wanted to make a budget. I saw Molly Stillman's at Still Being [Molly] and loved it! I wanted to alter a few things, so I made my own that has the same idea as hers with just a few extras. I also wanted to use my excel skills (from work!) to develop something for myself. Now, I just really need to concentrate on saving all my receipts so I can track my actual expenses!
In order to effectively track my expenses on the road and at home, I have been using google docs to help! Now I can access it from just about anywhere!
How do you track your expenses?